Loan Disclosure & Affiliate Disclosure
Last Updated: March 1, 2025
Not a Lender
SecureLoan is not a lender, broker, or agent for any lender or broker. We operate as a free online lead generation and matching service. Completing a form on this site does not constitute an application for credit. We do not make credit decisions or guarantee that you will receive a loan offer.
Affiliate Compensation Disclosure
SecureLoan receives compensation from third-party lenders and financial service providers when a consumer is referred and/or submits an application. This is an advertising-supported service. The compensation we receive may affect which lenders or offers appear on this site and their placement, but does not influence the terms or availability of any product.
In accordance with the FTC's guidelines on endorsements and testimonials, you should assume that SecureLoan has a financial relationship with any lender or service featured on this site.
Representative APR & Cost Disclosure
Annual Percentage Rates (APR), repayment terms, and loan amounts vary significantly between lenders and are dependent on numerous factors including, but not limited to, your credit score, income, state of residence, and lender-specific underwriting criteria.
- Loan amounts: $100 – $50,000 (varies by lender and state)
- Repayment terms: 61 days – 72 months
- APR range: 5.99% – 35.99% (short-term loans may have higher effective APRs)
- Total cost example: A $2,500 loan at 15% APR over 24 months has a monthly payment of approximately $121.24 and a total repayment of $2,909.76.
Some lenders may charge origination fees, late payment fees, or prepayment penalties. Always review the full loan agreement before accepting any offer.
Credit Check Notice (FCRA)
Some lenders in our network may perform a soft credit inquiry to pre-qualify you, which does not affect your credit score. A hard credit inquiry, which may affect your credit score, may be performed by a lender only after you have reviewed and accepted a loan offer. You will be notified by the lender prior to any hard pull.
State Availability
Not all lenders operate in all states. Loan availability, terms, and maximum loan amounts are subject to state law. Residents of some states may not be eligible for certain loan products. We encourage you to review your state's lending regulations.
No Obligation
Submitting a request through our platform creates no obligation on your part to accept any offer presented. You may review any offer at your leisure and decline without penalty.
Contact
SecureLoan
123 Financial District Ave, Suite 400, New York, NY 10005
Email: [email protected]